Encore Mortgage Texas

With Encore Mortgage Advisors Corporation. Encore developed a superior first lien mortgage investment product compared to the security of Wall Street products. All of your money in stocks, mutual funds and bonds are at risk. Why? There isn’t any real collateral to secure your money, you’re gambling on the market. Plus you have to pay a commission to place your money with them and to get it back.  

Encore developed an investment for individuals to use that cuts out the middle man (Wall Street, financial planner and advisors, etc.). By doing this, it allows all the interest earning to go to you directly while providing real estate as collateral. Encore restricts the investment to 75% of the lower of two appraisals and only allows one investor per property. The note terms for the real estate investor borrowing the money is 14% interest for 14 months. This investment product only provides short term interim loans to real estate investors to buy, repair and resell property. This product is not available for owner occupied transactions. The 14% interest from the real estate investor is passed directly to you, the financial investor. The financial investor is in first lien position on the note and deed of trust and is named as the “loss payee” on the homeowner’s insurance policy. We never charge a financial investor a commission, Encore gets paid by the borrower.   

Another unique benefit about this type of investment is that it is classified as an “alternative investment” by the IRS. This allows money from a retirement account to be used without having to pay an early withdrawal penalty. Check with the IRS guidelines about the transfer process. As long as the interest proceeds go directly back into the retirement account, it becomes 14% tax-deferred.

Encore Mortgage Advisors Corporation…Directing Sound Mortgage Investments that doubles your money every six years.